Insurance

Insurance pays for or helps to pay for many homecare and hospice situations. Keystone accepts Medicare and Medicaid and most private/commercial insurers.

Private Duty Care

Private Duty Care assists those who do not have a medical need, yet would greatly benefit from assistance with eating, dressing, bathing and other housekeeping duties.  You can begin private duty care without a doctor's referral or insurance authorization, and it is available on a temporary or longer-term basis.  Most private duty care is an out-of-pocket expense, but some services may be covered by insurance, supplementary insurance or long-term care policies.

Skilled Homecare

Skilled Homecare is medically referred care provided by Medicare-certified agencies and is provided upon hospital discharge, for management of a chronic health condition, or for a larger spectrum of medical needs.  Care is provided by a variety of health professionals - nurses, home health aides, social workers, and physical, occupational, and speech therapist. Homecare services are paid through a variety of public and private sources - including Medicare, Medicaid, personal insurance and managed care companies.

Hospice Care

Medicare and Medicaid provide hospice coverage for patients who have a life expectancy of six months or less as determined by the referring physician.  Most commercial insurance carriers also offer a hospice benefit.  All services of the hospice team, as well as medications and durable medical equipment related to the terminal diagnosis and needed for pain and symptom control are included under insurance coverage. Care can continue for as long as it remains appropriate, and as long as the patient and family continue to desire the type of care.

Keystone House

Residents' ability to pay the daily room and board rate will be determined.  Certain insurances may cover room and board fees for Keystone House.

For more information and to find the right care option for you or your loved one please contact: 215.836.2440